In a recent article by Fast Company (see below), the notion of "[t]echnology doesn’t transform markets, business models do" is right on par! We are often asked at HR Cubed, what kind of technology are you building or what is your breakthrough tech? Well, the answer is simple: We are using existing technology, adding to it, making it efficient and incorporating our design into a breakthrough business model as it relates to the HR and ERISA compliance and benefits industry.

On January 22nd, 2018, President Trump signed a stopgap funding bill that delayed the implementation of the ‘Cadillac Tax’. This new law has officially delayed the Cadillac Tax until 2022. Background A provision of the Affordable Care Act (“ACA”), the so-called “Cadillac Tax” is a 40% excise tax to be imposed on high-cost employer-sponsored group health plans. The tax is expected to impact at least 1 in 4 employers. Self-insured employers are expected to pay the tax direc

We all experience the frustration or agony of having to either amend a plan document or start from scratch, or, worse off, search for something that you find, in the end, either doesn't exist or if it does, it's more work to tailor or customize it to your specific scenario. What are our options? It's generally consists of either calling your benefits/HR attorney (i.e., expensive) or ask your broker (can they do it or will it be done at an add-on expense) or, worse, "Google"